Effective Date: May 31, 2026

Company Name: OÜ FJÖÖR

Websites & Platforms Covered

These Terms & Conditions apply to all products, content, and services offered by OÜ Fjöör, including but not limited to those sold or accessed through our website (https://www.fjoor.eu/branding), as well as affiliated platforms such as Systeme.io and any other official OÜ Fjöör sales or content channels.

These Terms and Conditions ("Terms") govern your use of all digital products, courses, templates, and services ("Products") provided by OÜ Fjöör ("Company", "we", "our", or "us"). By completing your purchase, you ("Customer", "You", or "Your") agree to be bound by these Terms.

PLEASE READ THESE TERMS CAREFULLY BEFORE MAKING A PURCHASE. BY COMPLETING YOUR PURCHASE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS.

Eligibility and Capacity

By using our Products, you represent and warrant that:

• You are at least 18 years old and legally capable of entering into a binding contract

• You have the legal capacity to comply with these Terms

• All information you provide is accurate and complete

Prohibited Uses

You may NOT: 

• Share, distribute, reproduce, copy, or resell any part of the content

• Post content to public websites, file-sharing platforms, or social media

• Use the content for commercial training or to teach others (unless explicitly permitted in your Product description)

Product

We have made every effort to display our products as accurately as possible. All details, descriptions, and prices of our products are correct at the time that they are added to the website. We reserve the right to cancel orders where product information has been published in error, including incorrect prices and promotions. Prices can be changed without notice.

Purchase

We keep the details of your order and payment secure, but cannot be held liable for any loss you may suffer if a third party procures unauthorized access to any data you provide when accessing or ordering from the Initial website.

Once you have confirmed that you want to purchase your item(s), you are legally committed to this and cannot receive a refund/return due to the nature of the product you have purchased.

PLEASE NOTE - these are digital downloads/templates. No physical product will be shipped.
Disclaimer: Due to the digital nature of our products, please note we are unable to accept returns or offer refunds, so please make sure the file is what you want before purchasing, and feel free to contact us with any questions you might have.


Payment Processing

All payments are processed through third-party payment processors, including but not limited to Stripe, PayPal, and other authorized payment gateways. By making a purchase, you agree to the payment processor's terms of service.

Pricing and Currency

• All prices are stated in U.S. Dollars (USD) unless otherwise indicated

• Prices are subject to change at any time without notice

• Any price changes will not affect existing purchases or active payment plans

Taxes

You are responsible for any applicable sales tax, VAT, GST, or other taxes based on your location. We will collect such taxes where required by law.

Chargebacks and Disputes

Unauthorized Chargebacks: If you initiate a chargeback or payment dispute through your bank or payment processor without first contacting us at info@fjoor.eu to resolve the issue, we reserve the right to:

• Immediately terminate your access to all Products

• Report the incident to chargeback prevention services

• Pursue the collection of the disputed amount plus administrative fees and legal costs

• Deny you future access to our Products and services

• Good Faith Disputes: If you have a legitimate concern, don't hesitate to get in touch with us first so we can work toward a resolution

No Income Guarantees

IMPORTANT: We make no guarantees, representations, or warranties regarding your ability to earn income, grow your business, or achieve specific results from using our Products.

Testimonials and Endorsements

All testimonials and case studies: 

• Reflect the individual experiences of actual customers or clients

• Are not verified for accuracy by independent third parties

• Do not guarantee that you will achieve the same or similar results

Advertising Standards

All advertising conducted on Meta platforms (Facebook, Instagram, WhatsApp, Messenger) complies with Meta's Advertising Policies, including but not limited to:

• Prohibited and restricted content policies

• Community Standards

• Commerce Policies

• Data Use policies

Your Technical Responsibility

You are responsible for: 

• Maintaining a reliable internet connection

• Providing compatible devices and up-to-date web browsers

• Ensuring your email address is accurate, and you can receive our emails

• Managing your login credentials securely

• Installing any necessary software or applications

No Technical Support Guarantee

While we strive to provide responsive support, we do not guarantee:

• 24/7 technical support availability

• Compatibility with all devices or configurations

• Resolution of technical issues caused by your device, internet service, or third-party software

• Assistance with general computer or device troubleshooting

Affiliate Relationships

We may promote, reference, or recommend third-party products, services, tools, or platforms. In some cases, we may receive affiliate commissions or other compensation for these recommendations. Such relationships do not influence our educational content, and we only recommend products and services we believe may provide value.

Our Products may contain links to third-party websites or resources. We are not responsible for:

• The content, accuracy, or legality of third-party sites

• Third-party privacy practices or terms of service

• Products or services sold by third parties

• Your interactions with third parties

You access third-party sites at your own risk.

Tools and Platform Changes

Third-party tools, platforms, or services recommended in our Products may:

• Change their features, pricing, or availability

• Modify their terms of service

• Discontinue operations

• No longer be suitable for the strategies taught

We are not responsible for such changes and make no guarantees about the continued availability or suitability of any third-party resource.

No Refund Policy

All Sales Final. Due to the digital nature of our products, please note we are unable to accept returns or offer refunds, so please make sure the file is what you want before purchasing, and feel free to contact us with any questions you might have.

No refunds, exchanges, chargebacks, or credits will be issued under any circumstances, including but not limited to:

• Change of mind or buyer's remorse

• Failure to use or access the Product

• Dissatisfaction with content or results

• Technical difficulties on your end

• Duplicate purchases

If you experience legitimate non-delivery or access issues, contact us immediately at info@fjoor.eu

We reserve the right to modify, update, or replace these Terms at any time at our sole discretion.

Privacy

Fjöör is committed to protecting your privacy and maintaining the security of any personal information received from you. The data we receive enables us to fulfill your order, notify you of any updates or changes, and improve our services to you.

We may contract with other companies such as Stripe and PayPal to provide certain services, including credit card or payment processing, name verification, and email handling. We provide these companies with only the information they need to perform their services and we work hard to ensure that your privacy is respected and protected.

By entering your email address on one of our network sites, you will receive emails containing information and/or promotional offers concerning products published by Fjöör or by other partners. You can unsubscribe at any time. You just have to click on the link at the end of our emails. This link is preceded by the words “unsubscribe".

We shall not be liable to any person for any loss or damage, which could come from the use of any of the information in any of the materials on this website.

Any use of the site or its contents is prohibited. This includes copying or storing it or them in a whole or part, other than for your own personal, non-commercial use. Questions about the Terms and Service should be sent to us at info@fjoor.eu

READ OUR PRIVACY POLICY NEXT

Privacy Policy for OÜ Fjöör
Effective Date: May 31, 2026

Your privacy is important to us. This Privacy Policy explains how we collect, use, and share information when you visit or make a purchase from our shop (“we,” “us,” “our”).

1. Information We Collect
Personal information collected includes that which you provide voluntarily by “opting in” to receive a free resource, subscribing to our email list or newsletter, purchasing a product or service, or contacting us via our website, as well as all information automatically collected from you based upon your activity on our Website. This may include:
-Your name
-Email address
-Mailing address
-Physical address details
-Payment information (processed securely by Stripe or PayPal)
-Any additional information you provide in a message or custom order request
We may also collect information about your device, browsing actions, and patterns.

2. Legal Bases for Processing Information
We collect, use, and share your information based on the following legal bases under GDPR:
-Performance of a Contract: To fulfill your order, provide customer support, or deliver services you requested.
-Legal Compliance: To comply with laws and regulations, such as tax or customs obligations.
-Consent: If you provide explicit consent (e.g., for marketing purposes), you may withdraw it at any time.
-Legitimate Interests: As necessary to operate and improve our business, while balancing your rights and interests.

3. How We Use Your Information
We use your personal information for the following purposes:
-To process and fulfill your orders, including delivering digital products and providing customer support.
-To communicate with you about your orders or respond to inquiries.
-To comply with legal obligations (e.g., tax records or resolving disputes).
We will only use your personal information for marketing purposes if you have explicitly opted in. You can opt out at any time by contacting us.

4. Sharing Your Information
The company may share your personal information with trusted third parties in order to contact you via email, process payments, and run advertisements.
-Legal Compliance: We may share information to comply with legal obligations, enforce our agreements, or protect our rights.

5. Data Transfers
Your information may be transferred to and processed outside the European Union, including the United States.

6. Data Retention
We retain your personal information only for as long as necessary to provide our services and comply with legal obligations. For example, we keep order information for tax and accounting purposes.

7. Your Rights (EU/UK Customers)
Under GDPR, you have the following rights regarding your personal information:
-Access: Request access to the personal information we hold about you.
-Correction: Request to correct or update your personal information.
-Deletion: Request the deletion of your personal information, subject to legal obligations.
-Restriction: Request that we limit the use of your personal information.
-Data Portability: Request a copy of your personal information in a portable format.
-Complaint: Lodge a complaint with your local Data Protection Authority.
For more information, contact your local DPA or visit: https://edpb.europa.eu/about-edpb/about-edpb/members_en.

8. California Privacy Rights (USA Customers)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):
-Right to Know: Request details about the personal information we collect, use, and share.
-Right to Delete: Request the deletion of your personal information, subject to legal obligations.
-Right to Opt-Out: Opt-out of the "sale" of personal information (Note: We do not sell personal information).

To exercise your rights, please contact us at info@fjoor.eu

9. Security
We take reasonable precautions to protect your personal information, but no method of transmission over the internet is completely secure. In the event of a data breach, we will notify affected individuals and authorities as required by GDPR or other applicable laws.

10. Children’s Online Privacy Protection Act Compliance (COPPA)
You must be at least 18 years old or older to gain access to our Website and its contents. This Website is not intended for those who are under 18 years old.

11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page with the updated effective date.

12. Contact Us
If you have questions about this Privacy Policy or how we handle your personal information, please contact us:

Email: info@fjoor.eu (our official business email)